Business Pack Insurance

 

Business Pack Insurance policy has been designed to cater for the transport and bus and coach industries allowing us to provide a Combined Material Damage and Business Interruption cover up to $5,000,000 including the following classes and extensions:

  • Fire and Perils – including accidental damage
  • Business Interruption
    Business income protection (weekly benefits)
    Consequential loss of profit
  • Theft
  • Money
  • General Property
  • Glass
  • Public and Products Liability
  • Employee Dishonesty
  • Machinery Breakdown
  • Computer/Electronic Equipment

Carriers Transit Insurance

  • All general freight
  • Packaged dangerous goods
  • Refrigerated freight
  • Livestock (cattle, sheep, pigs and herd animals)
  • Vehicle transporters

Covers available

Part A : Carrier’s Legal Liability
Part B : Accidental Damage Cover

OR

Part C : Specified Perils cover

Standard features

  • Limits of indemnity up to $2,000,000
  • Legal defence costs
  • Acquired companies
  • Driver’s personal effects – $2,000
  • Removal of debris – $50,000
  • On forwarding costs – $10,000
  • Additional expenses – $100,000
  • Livestock (agistment – mustering) – $10,000
  • Packaging – $50,000
  • Australia wide cover available
  • Loading and unloading
  • Theft and non-delivery

What is not covered

  • Property owned by the insured
  • Radioactive goods
  • Bloodstock, stud or prize animals
  • Currency of every description
  • Live plants and trees
  • Household furniture

Accident Assist

Accident Assist Insurance offer accident coordination and support for you and your vehicle 24 hours a day, 365 days a year.

Accident Assist provides after accident coordination and 24 hour reassurance to you and your customers. When you are involved in a motor vehicle accident, potentially injured or unsure about what to do next, GT Accident Assist treats you with urgency and respect.

If you ever find yourself in an emergency, out on the road, you can feel secure in the fact that Accident Assist is there for you.

Whenever you request services from Accident Assist you will be making that request to Mondial Assistance and subject to the following terms and conditions. By making a request to Mondial Assistance for the provision of any of the services described below, you will be agreeing to these terms and conditions.

Accident Assist benefits include :

  • after accident claims reporting service
  • general information relating to repairers and operating hours.
  • co-ordination of alternative transport and accommodation after an accident.
  • coordination of after accident counselling services if required.
  • free 24 hour medical advice
  • free urgent message relay service.

Transport Package

Covers available

Section 1 – Commercial Motor

This covers loss or damage to your vehicle and your liability to pay for damage or injury caused by your vehicle (other than injury covered by a CTP policy).

Section 2 – Business Interruption (downtime)

This covers your loss of income whilst your vehicle is not operational as a result of a claim having been accepted under Section 1 Part A of this policy.

Section 3 – Public and Products Liability

This covers amounts you are legally liable to pay as compensation for certain personal injury and/or property damage.

Section 4 – Carriers Transit

This covers amounts you are legally liable to pay as compensation for loss or damage to goods and/or livestock or loss or damage where you have agreed to accept responsibility for the goods and/or livestock.

Commercial Motor Standard features and benefits

  • $30,000,000 third party liability any one original cause
  • $1,000,000 third party liability for dangerous goods, any one original cause
  • New vehicle replacement (sedans, station wagons and under 2 tons c/c) within 2 years of original registration
  • Sum insured payout total loss (bus, coach, sedans, station wagons and 2 ton c/c or greater) within 2 years of original registration
  • Finance payout for total loss – up to 15% or $30,000, whichever is the lesser
  • Automatic additions and deletions – $500,000 limit, 30 day notification
  • Hire vehicle following theft – 14 days, limit $2,500
  • Bodily injury (CTP gap liability)
  • Non-owned trailers legal liability – limit $100,000
  • Non-owned trailer liability (increased limits)
  • Non-owned trailer (comprehensive)
  • Dangerous goods – increased limits up to $30,000,000
  • Hook liability
  • Dry hire
  • Hired in plant
  • Passengers baggage (bus and coach)
  • Loss of income whilst your vehicle is not operational – limit 4 months and $20,000 per month per vehicle

Optional benefits

  • Non-owned trailer liability (increased limits)
  • Non-owned trailer (comprehensive)
  • Dangerous goods – increased limits up to $30,000,000
  • Hook liability
  • Dry hire
  • Hired in plant
  • Passengers baggage (bus and coach)

Business Interruption (Downtime)

  • Loss of income whilst your vehicle is not operational – limit 4 months and $20,000 per month per vehicle

Public and Products Liability

For road freight transport and bus and coach operators

Standard features and benefits

  • Limits of indemnity available up to $20,000,000
  • Bodily injury and property damage liability
  • Investigation, defence and settlements
  • Acquired and subsidiary companies
  • Social and sporting clubs’ officers and members whilst acting in their respective capacities as such officers or members
  • Care, custody and control (incidental warehousing – available upon request)
  • Watercraft under 8 metres in length
  • Erections, alterations and additions up to $500,000

Carriers Transit

For road freight transport operators (carrying non-owned freight)

  • Carriers legal liability for carriers using consignment conditions
  • Accidental damage

Or

  • Specified perils for carriers who have assumed responsibility irrespective of any contract or legal liability
Share This