Transport Insurance Package

Transport Insurance Package covers, Commercial Motor Insurance, Business Interruption Insurance, Carriers Transit Insurance and more.

Commercial Motor Insurance

This covers loss or damage to your vehicle and your liability to pay for damage or injury caused by your vehicle (other than injury covered by a CTP policy).

Business Interruption Insurance (downtime)

This covers your loss of income whilst your vehicle is not operational as a result of a claim having been accepted under Section 1 Part A of this policy.

Carriers Transit Insurance

This covers amounts you are legally liable to pay as compensation for loss or damage to goods and/or livestock or loss or damage where you have agreed to accept responsibility for the goods and/or livestock.

Commercial Motor Standard features and benefits

  • $30,000,000 third party liability any one original cause
  • $1,000,000 third party liability for dangerous goods, any one original cause
  • New vehicle replacement (sedans, station wagons and under 2 tons c/c) within 2 years of original registration
  • Sum insured payout total loss (bus, coach, sedans, station wagons and 2 ton c/c or greater) within 2 years of original registration
  • Finance payout for total loss – up to 15% or $30,000, whichever is the lesser
  • Automatic additions and deletions – $500,000 limit, 30 day notification
  • Hire vehicle following theft – 14 days, limit $2,500
  • Bodily injury (CTP gap liability)
  • Non-owned trailers legal liability – limit $100,000
  • Non-owned trailer liability (increased limits)
  • Non-owned trailer (comprehensive)
  • Dangerous goods – increased limits up to $30,000,000
  • Hook liability
  • Dry hire
  • Hired in plant
  • Passengers baggage (bus and coach)

Optional benefits

  • Non-owned trailer liability (increased limits)
  • Non-owned trailer (comprehensive)
  • Dangerous goods – increased limits up to $30,000,000
  • Hook liability
  • Dry hire
  • Hired in plant
  • Passengers baggage (bus and coach)

Public and Products Liability

For road freight transport and bus and coach operators

Standard features and benefits

  • Limits of indemnity available up to $20,000,000
  • Bodily injury and property damage liability
  • Investigation, defence and settlements
  • Acquired and subsidiary companies
  • Social and sporting clubs’ officers and members whilst acting in their respective capacities as such officers or members
  • Care, custody and control (incidental warehousing – available upon request)
  • Watercraft under 8 metres in length
  • Erections, alterations and additions up to $500,000
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