Bus and Coach Insurance Cover

$30,000,000 third party liability any one original cause
New vehicle replacement (sedans, station wagons and under 2 ton c/c) within 2 years of original registration
Sum insured payout total loss (bus, coach, sedans, station wagons and 2 ton c/c or greater) within 2 years of original registration
Finance payout for total loss – up to 15% or $30,000, whichever is the lesser
Automatic additions and deletions – $500,000 limit, 30 day notification
Hire vehicle following theft – 14 days, limit $2,500
Bodily injury (CTP gap liability)
Non-owned trailers legal liability – limit $100,000
Cross liability clause
Substitute vehicles – section 2 cover whilst used on the insured’s business
Repatriation expenses (bus and coaches only) – $2,500 limit
Employees personal property – $2,500
Employers and principals indemnity
Passenger luggage (bus and coaches only) – $750 limit per passenger and $15,000 in the aggregate any one policy period
No fault excess clause
Automatic Australia-wide cover

Cross liability clause

Substitute vehicles – section 2 cover whilst used on the insured’s business
Repatriation expenses (bus and coaches only) – $2,500 limit
Employees personal property – $2,500
Employers and principals indemnity
Passenger luggage (bus and coaches only) – $750 limit per passenger and $15,000 in the aggregate any one policy period
No fault excess clause
Automatic Australia-wide cover