Commercial Motor Insurance
This covers loss or damage to your vehicle and your liability to pay for damage or injury caused by your vehicle (other than injury covered by a CTP policy).
- $30,000,000 third party liability any one original cause
- $1,000,000 third party liability for dangerous goods, any one original cause
- New vehicle replacement (sedans, station wagons and under 2 tons c/c) within 2 years of original registration
- Sum insured payout total loss (bus, coach, sedans, station wagons and 2 ton c/c or greater) within 2 years of original registration
- Finance payout for total loss – up to 15% or $30,000, whichever is the lesser
- Automatic additions and deletions – $500,000 limit, 30 day notification
- Hire vehicle following theft – 14 days, limit $2,500
- Bodily injury (CTP gap liability)
- Non-owned trailers legal liability – limit $100,000
- Non-owned trailer liability (increased limits)
- Non-owned trailer (comprehensive)
- Dangerous goods – increased limits up to $30,000,000
- Hook liability
- Dry hire
- Hired in plant
- Passengers baggage (bus and coach)
Optional benefits
- Non-owned trailer liability (increased limits)
- Non-owned trailer (comprehensive)
- Dangerous goods – increased limits up to $30,000,000
- Hook liability
- Dry hire
- Hired in plant
- Passengers baggage (bus and coach)